Top-up health cover
Private top-up cover pays the share of healthcare costs that CASS doesn’t reimburse and speeds up access to specialists.
Andorra · Insurance
Properly insured from day one.
Health, home, vehicle and liability: when you move country, your existing policies stop fitting. It makes sense to rebuild your insurance map at the same time as your residence, not months later.
Your policies don’t move on their own
When you settle in Andorra, many of your insurance policies from home no longer fit: your health policy doesn’t work the same way outside your country, your re-registered car needs an Andorran insurer and your new home needs its own cover. It’s the classic task left “for later” — until you need it.
The system itself also calls for it: public healthcare works on a co-payment basis, and most residents take out private top-up cover for the part that isn’t reimbursed. Some residence routes also require proof of health cover as part of the application.
Our approach: map it all out once —health, home, car, life and liability— and take out cover in the order your application requires. The Andorran insurance market is sound and accessible; we put you in touch with it.
Key points
The resident’s insurance map
Cover for your application
Certain residence routes require proof of health insurance with specific cover. We have it in place before you apply.
Home
Your home —owned or rented— needs a local policy. In the mountains, check water and snow cover carefully.
Vehicle
Compulsory to drive and already required for registration. Local insurers know the terrain (and the hail).
Life and protection
If your assets and your family depend on you, the move is the time to review sums insured and beneficiaries.
Business and civil liability
If you’re starting a business, add your activity policies: civil liability, multi-risk and whatever your sector requires.
Complete your insurance map once and for all
Tell us about your situation —family, home, car, business— and we’ll help you get every area covered in the right order.
Let’s talk about your case →